Introduction

Imagine a future where your investments not only outperform the market but do so with an iron-clad guarantee of no loss: our backdated historical average return of 13.85% over the past decade speaks volumes. 

Welcome to E.S. Financial Strategies, where we redefine secure and high-performing investments. Harnessing the capabilities of AI, and partnering with independent companies managing billions in assets. Our focus on applying state-of-the-art investment strategies to achieve remarkable and unparalleled results has led to significant performance. With a backdated historical average return of 13.85% over the past two decades, we not only set a benchmark for performance but do so with an unwavering commitment to your financial security. What truly distinguishes us is our 0% floor—guaranteeing you wont lose a dime!

Important Facts

• 0% Floor (no risk of loss)
• No Management Fees
• High rate of return (13.85% average over the past 10 years at our current participation rate.)
• Matching of 15% on all contributions year 1

In addition to our no risk growth structured investment strategies, we offer a Guaranteed Income Benefit—a powerful feature designed to ensure you never outlive your retirement income. With our Guaranteed Income Benefit, you can convert your retirement savings into a reliable stream of income that lasts for life, providing the confidence that comes with knowing you'll receive consistent payments regardless of market performance.

Key Features of the Guaranteed Income Benefit:

• Guaranteed Lifetime Income: Secure a steady income stream for life, unaffected by market fluctuations or how long you live.
• Customizable Payout Options: Choose an income plan that aligns with your retirement goals, allowing you to adjust payments as needed.
• Market Volatility Protection: Benefit from our 0% floor, ensuring your income remains stable even during market downturns.
• Legacy Planning: Retain the ability to pass any remaining account balance to your beneficiaries, protecting your family's financial future.

With the Guaranteed Income Benefit, E.S. Financial Strategies delivers both growth potential and financial security, allowing you to enjoy a worry-free retirement with assured income for life.

We execute our strategy on the 7 different indexes, and credit investors the performance of those indexes times the participation rate. If the index performs negatively we credit investors 0%.

Ex. 

The AIGO indexes participation rate is 110% so we credit investors 1.1 times AIGO's return. 

The AIGO index increases 10% over 1yr. We would credit 11% to our investors. 

If the AIGO index decreased 10% over 1yr we would credit investors 0%.

AIGO uses insight gained from millions of current and historical data points to forecast the risk-adjusted future returns of 20 investible assets. The top assets are selected and assigned fixed weights in the portfolio with the greatest weights going to assets with the highest risk-adjusted forecasted returns, ensuring the portfolio reflects the latest insights and highest conviction ratings of IBM Watson®. 

Any existing 401k, IRA, or Annuity is eligible for penalty free and tax free rollovers.